Payment Predictor
Find out how businesses pay other suppliers
What is the Payment Predictor?
You can find the Payment Predictor on a CreditorWatch credit report. The Payment Predictor displays a company's payment history, including the average number of days that they take to pay their bills.
Industry history is also available, so you can compare how the business is paying in relation to other entities in the industry. This helps you identify and avoid slow paying businesses.
By making data-driven credit decisions, you can protect your business's cash flow and stay ahead of bad debt.


Compare a business's payment history to the industry
Track an entity's payment habits over the last 12 months in relation to the industry.
If they are slower than the industry, it's a good indication that this entity is a slow-paying debtor. Late payment invoices or deteriorating payment behaviour is a leading indicator of credit risk.
If they're a customer, address it with them immediately. If they're a prospective client, avoid them and mitigate the risk to your business.
Breakdown the stats over the last 12 months
Compare a company's financial stats with the industry's average.
Payment Predictor also provides a 12-month overview of the business’s payment history and of the industry it's in so you can understand their credit exposure with other clients.
Want to go even further to identify the risky debtors in your ledger? Try DebtorLogic, our ATB-analysis trade program.
