Sarah Ward

Business Development Specialist | Credit management and Collections
Sarah Ward
ABOUT
Sarah is a highly experienced business risk, credit management, collections and business development specialist with over 10 years of experience. She is an expert in identifying and mitigating risks and has helped numerous businesses gain a deep understanding of the latest trends in credit management. Sarah’s recent work includes writing about high-risk businesses and how to identify them and providing insights on using a risk assessment tool like CreditorWatch’s RiskScore to make informed decisions. She also emphasises the importance of performing due diligence on new clients to assess their credit risk and mitigate cash flow risk. Additionally, Sarah has also written about cash control and how to improve debtor management. Sarah’s recent work includes writing about high-risk businesses and how to identify them and providing insights on using a risk assessment tool like CreditorWatch’s RiskScore to make informed decisions. She also emphasises the importance of performing due diligence on new clients to assess their credit risk and mitigate cash flow risk. Additionally, Sarah has written about cash control and how to improve debtor management.
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Published articles

Loan
Cash managementFinance

Unsecured business loans in Australia – Everything you need to know

Data
Credit RiskData

DataX: What is it?

Check your Credit Report
CreditCredit control

What is a credit report?

A man in glasses and a sweater making a funny face.
CreditCredit control

Credit score vs credit rating vs credit report - What is the difference?

Credit cards
Cash management

Applying for a business credit card - How to get approved (step by step) 

Land surveyor
Credit control

What is a land surveyor and what do they do? 

business loan
Cash FlowFinance

Best secured business loans in Australia - Everything you need to know 

Magnifying glass
Credit Reports

Can you check your credit for free? 

Pleading
Credit ratingCredit Reports

Does applying for a loan hurt your credit score? 

Cyber criminal
Cyber-security

Identity theft in Australia - How to check if someone is using my identity? 

shaking hands
Credit ManagementFinance

Short-term loans for business - How to get approved 

trended data
Data

What is trended data?

Credit risk sign
Credit ManagementCredit rating

Does Australia have credit scores?

Confused man
Credit ManagementCredit rating

Why is my credit score different between reporting bureaus?

Small Business Loan Application
Credit ratingCredit Risk

What credit score do you need for a business loan?

Commercial property
Commercial propertyProcurement

Can a business buy a residential property in Australia?

handcuffs
BankruptcyCredit Management

Bankruptcy FAQs: Life after a bankruptcy discharge 

Australian bank notes
Credit ManagementFinance

Invoice discounting - advantages, disadvantages and how it works 

Cash FlowCredit Risk

Debt charge-offs: What are they and how do they work?

Refusal
Credit ManagementDebt Collection

What can debt collectors do if you don't pay? 

APR VS APY
CreditorWatch

APR vs APY - A simple explanation of how they are different 

Bad credit
CreditorWatchRisk Management

What is a bad credit score?

piggy bank
AFSA (Australian Financial Security Authority)Bankruptcy

How Long Does Bankruptcy Stay on Your Credit File in Australia? 

Risky businesses
Credit RiskRisk Management

Dealing with risky businesses

Recession
Economics

What is a recession?

Voluntary liquidation
AdministrationSmall Business

Creditors' voluntary liquidation: what is it and how does it work? 

Sign saying "Big sale - Closing down"
ASICSmall Business

How to wind up a solvent business in Australia

A diverse group of individuals wearing construction vests and hard hats, working together on a construction site.
ConstructionDebt Collection

Five tips to help construction businesses collect debt faster

Inflation Ahead
Cash FlowInflation

Effects of inflation on businesses: Is inflation good or bad for companies?

Person looking at a credit score on a mobile phone.
Credit ReportsCreditorWatch

What is the average credit score in Australia?

Credit ManagementCredit Reports

How do Australian consumer credit bureaus work?

Credit ManagementCredit Reports

What credit score do banks use in Australia?

Credit RiskRisk Management

Credit risk modelling and analysis: What is it and how does it work?

Credit ManagementCredit Reports

Does using Afterpay affect your credit score and rating in Australia?

Payment Defaults

Why hospitality businesses must consider registering payment defaults

Business InsightsMonitoring and Alerts

How automated Financial Alerts can reduce risk for hire and rental sector businesses

AutomationDebt Collection

Making the debt collection process easier for wholesalers

Cash FlowDebt Collection

Making the debt collection process faster and easier

Credit RiskDebtorLogic

Ensuring fintech businesses that operate in open networks can mitigate risk

ConstructionCredit Risk

How construction companies can effectively collect debt

Credit RiskData

Using data to reduce business credit risk

Credit ManagementCredit Risk

How transport and logistics companies can manage credit risk

Credit RiskOnboarding

How fintech companies can manage credit risk

Person cutting up a credit card
Credit RiskCreditorWatch

Credit risk challenges for fintechs

14-Day Free Trial

Get started with CreditorWatch today

Take your credit management to the next level with a 14-day free trial.

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