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National Economic Index Market Insights
Probability of Default

Month-on-Month

View Analysis
Trade Receivables Growth

Change Year-on-Year

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Trade Receivables Growth Probability of Default
Month-on-Month

Geographical Risk Index

The Geographic Business Risk Index ranks regions from best-to-worst in terms of future insolvency risk for businesses. 
It ranks more than 300 regions in Australia. Find out how this calculation is measured.
Region Breakdown State Breakdown
SA3 Region State PD GeoRisk GeoRisk Index
State PD GeoRisk State Average GeoRisk Index
Month-on-Month

Probability Of Default

The National Probability of Default is an early indicator of the average number of Australian businesses expected to become insolvent over the next 12 months. Find out how this calculation is measured.
State Breakdown Industry Breakdown
Year-on-Year

Trade Receivables Growth

National Trade Receivables Growth is an overview of trade receivables and cash flow activity. It is a key indicator of business-to-business trade and a critical barometer of the overall health of the Australian economy. Find out how this calculation is measured.

Business Risk Index Articles

Media Release - Business Risk Index
Business Risk Index

Stress subsides: Payment defaults drop sharply in May; Insolvencies stabilise

Jun 18, 2025
Media Release - Business Risk Index
Business Risk Index

Insolvencies still high but off the boil; One in 10 hospitality businesses close in the past year

May 22, 2025
Media Release - Business Risk Index
Business Risk Index

B2B payment defaults 42% higher than a year ago as cost pressures mount; Trump trade war effects looming

Apr 15, 2025
Media Release - Business Risk Index
Business Risk Index

Record high hospitality closures in past year; Key measure of business stress leaps 47% year-on-year

Mar 19, 2025
Media Release - Business Risk Index
Business Risk Index

Stronger start to 2025 for Australian businesses but tariff uncertainty looms; Food and Beverage Services sector registers record high business failures

Feb 20, 2025
Media Release - Business Risk Index
Business Risk Index

Tough start to 2025 ahead for Australian businesses; sector outlook worst for hospitality

Dec 12, 2024
Media Release - Business Risk Index
Business Risk Index

Business failures at highest rate since peak of pandemic; Soft household spending hitting hospitality hardest

Nov 20, 2024
Media Release - Business Risk Index
Business Risk Index

Overdue B2B payments at highest rate since March 2021; Construction and hospitality sectors top payment defaults

Oct 16, 2024
Media Release: Business Risk Index
Business Risk Index

Business failures at highest rate since Jan 2021; B2B payment defaults hit record high

Sep 18, 2024
Whitepaper - How the manufacturing industry can strengthen the Australian economy
Business ConditionsBusiness Insights

Business Risk Index, June results: Value of business orders at record low; 12-month forecast for hospitality failures rises to 9.1%

Jul 16, 2024
Whitepaper - How the manufacturing industry can strengthen the Australian economy
Business ConditionsBusiness Insights

Business insolvencies surge to record high – rate increases 38% on average across all industries

Jun 18, 2024
Whitepaper - How the manufacturing industry can strengthen the Australian economy
Business ConditionsBusiness Insights

One in 13 hospitality businesses facing failure in 12 months; B2B payment defaults hit record high

May 21, 2024
The master of predictive data models
Business Risk IndexCreditorWatch

The master of predictive data models

Jan 23, 2022
Talking Tech: How to build a business risk index, part 4
Business Risk IndexCreditorWatch

Talking Tech: How to build a Business Risk Index, Part 4

Dec 22, 2021
Talking Tech: How to build a business risk index, part 3
Business Risk IndexCreditorWatch

Talking Tech: How to build a Business Risk Index, Part 3

Dec 15, 2021
Talking tech: How to build a business risk index (Part 2)
Business Risk IndexCreditorWatch

Talking Tech: How to build a Business Risk Index, Part 2

Nov 15, 2021
How billions of datapoints became a Business Risk Index
Business Risk IndexData

How billions of datapoints became a Business Risk Index

Oct 17, 2021
Business Risk Index
Business Risk IndexCreditorWatch

CreditorWatch launches Australian-first Business Risk Index

Oct 12, 2021

This month’s insights

Business InsightsEconomic Snapshot

RBA to cut interest rates by 0.25% in July; Insolvencies continue to plateau at elevated levels

Tariff-related uncertainties and gyrations in markets took a back seat to a significant step up in geopolitical tensions and military conflict in the Middle East in June. Like the April tariff announcements, which were relatively quickly reversed or paused temporarily, the hostilities between Iran and Israel also relatively quickly de-escalated into a ceasefire following the US‘s targeted attacks on Iran’s nuclear facilities.

Jun 30, 2025
Labour Force Commentary
Business InsightsEconomic Snapshot

Unemployment remains unchanged, and low, at 4.1% in May

The good news again is the unemployment rate remained very low at 4.1% in May. While employment fell 2,000, this followed an outsized gain of 87,000 in April.

Jun 19, 2025
Economic update
Business InsightsEconomic Snapshot

May 2025 Economic Update: Trade truce, but for how long? Navigating a bumpier path to recovery

Where April was all about the imposition of – and financial market reactions to – President Trump’s higher than expected reciprocal tariffs and the subsequent escalating US-China trade war, May was the complete reverse.

May 29, 2025
Court Actions

Month-on-Month

View Analysis
Ext Administrations

Month-on-Month

View Analysis
Payment Trends: SMEs

Month-on-Month

View Analysis
Payment Trends: Corp

Month-on-Month

View Analysis
Payment Trends: Corp Court Actions
Month-on-Month

Payment Defaults

State Breakdown Industry Breakdown
Month-on-Month

Court Actions

State Breakdown Industry Breakdown
Month-on-Month

External Administrations

State Breakdown Industry Breakdown
Month-on-Month

Payment Trends: SMEs

State Breakdown Industry Breakdown
Month-on-Month

Payment Trends: Corporate

State Breakdown Industry Breakdown

Payment Default Articles

How to improve your chances of collecting outstanding payments
Credit ManagementCreditorWatch

How to improve your chances of collecting outstanding payments

Nov 30, 2022
Payment Defaults

Why hospitality businesses must consider registering payment defaults

Oct 23, 2022
InsolvencyPayment Defaults

Using data to predict business default and insolvency risk

Aug 29, 2022
Credit ReportsDebt Collection

Five reasons to register a payment default

Aug 23, 2022
ConstructionPayment Defaults

Lodging payment defaults: construction business’ secret weapon from insolvency in a high-risk environment

Aug 16, 2022
A team of workers in hard hats and vests collaborating on construction plans.
ConstructionPayment Defaults

How construction businesses can avoid late payments

Jul 29, 2022
Payment overdue
Credit ManagementCreditorWatch

Watch out for these 10 red flags of financial distress

Jul 12, 2022
Default
ManagePayment Defaults

Payment Defaults: The Provocative Tool That Works

Apr 14, 2020
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