Spot builder risk before it hits your bottom line

Stay one step ahead of late payments and risky jobs. CreditorWatch gives subcontractors and suppliers the tools to check builder credit, monitor financial health, and get alerts when risk increases so you can quote smarter, avoid bad debt, and get paid with confidence.

CreditorWatch Construction Subcontractors and Suppliers

Avoid bad debt: Check a builder’s credit first before you quote

Search a company

Look up any builder using their ABN to view their credit profile.

Access a business credit report

Get detailed insights including ASIC, ABR, and court data, along with payment defaults and director details.

Check their credit score before you trade

Use real-time risk data to assess financial risk and make smarter, safer credit decisions.

Key benefits of using CreditorWatch

Check a builder’s credit report instantly

Check companies’ credit using ASIC, ABR, ATO, and court-sourced data. Our comprehensive business credit reports include payment defaults, court actions, and company credit scores to help you trade with confidence.

See risk score at a glance

Use AI-powered predictive insights to assess company credit scores and identify high-risk businesses. Make smarter decisions with risk data tailored to your industry and customer profile.

Take action with CreditorWatch letters of demand

Use CreditorWatch’s powerful letters of demand to get paid faster and recover overdue invoices with ease – all from one platform, no extra fees.

Stay ahead of credit risk

Identify critical risks early by checking for legal events, payment behaviour, and credit defaults. Avoid risky companies and protect your business with ongoing business credit checks.

Make smarter decisions with real-time data insights

Use real-time company credit reports to manage compliance obligations, reduce financial exposure, and increase accuracy in your credit assessments.

Trusted by 10,000+ Australian businesses

CreditorWatch is the trusted choice for company credit checks, business credit reports, and ongoing credit risk insights.

Check any business’s credit in minutes

Begin your free 14-day trial and get instant access to a company credit report.

Frequently asked questions

CreditorWatch is Australia’s leading commercial credit reporting agency, helping over 10,000 businesses from small businesses to large enterprises make smarter decisions about who they do business with. We give you tools to spot risky customers, improve collections and stay in control of your finances.

You can check your company credit score by searching for your business and downloading your company credit report. The report includes your risk rating, credit history, and other key financial indicators.

Yes. You can start a 14-day free trial and get your first business credit report at no cost. It’s the easiest way to check companies’ credit before you trade.

A company credit check takes less than a minute. Just enter the business name or ABN to get a business credit report with real-time data and key risk insights.

Each company credit report includes ASIC and ABR records, payment history, court actions, director details, and a predictive credit risk score to help you make better business credit check decisions.

Protect your cash flow from working with risky builders

Get your free copy of Build Smart: The subcontractors’ and suppliers’ guide to managing credit risk and learn how to spot risky builders early, avoid unpaid invoices, and protect your business with confidence.