Australian businesses seeking credit to grow are also typically confronting higher costs and lower demand, making for a riskier and more challenging operating environment for commercial lenders.

Commercial lenders require unique data and insights with gold-standard system uptime and security to ensure they can appropriately manage risk while providing a high-standard of customer service.

In our Commercial Lending Guide, we outline the key considerations for commercial lenders when looking for a data provider, including:

• Unique data
• Predictive risk insights with machine learning
• Quantity and diversity of data sources
• Exclusive SME trade payment data
• System reliability and security

The guide also covers the use of unique data to power up onboarding, account management, collections and sales.